FCRA-Compliant Prospecting
Prescreen Database — Pre-Approved Names
Our proprietary prescreen databases give lenders immediate access to credit-qualified, pre-approved prospect lists drawn from the national credit bureaus. With over 500 criteria selects, you can pinpoint exactly the right prospects by region, score, and credit parameters — then launch via a FCRA-compliant Firm Offer of Credit.
Credit-Qualified Prospects, Ready to Act
Our prescreen databases let you select prospects by region (zip radius around your branch), credit criteria, and score. The result is a dynamic, robust dataset with counts available by county, zip code, or score — with full count and distribution reports before you commit to a campaign.
Once the list is confirmed, you launch the qualified lead via a Firm Offer via mail or via phone. FTC guidelines on prescreening apply at every step.
- tune Select by region (state, zip radius, county), score, and credit criteria
- assessment Review count and distribution reports — available for cutbacks or download before approval
- verified NCOA & CASS certified output — clean, deliverable addresses every time
- self_improvement Self-service "what-if" scenario database — model counts before you buy
- gavel FCRA / FTC prescreen-compliant — Firm Offer of Credit required
Over 500 Selectable Criteria Across Every Lending Vertical
Every vertical has its own targeted criteria library. The examples below represent key selects — the full catalog runs to over 500 criteria. FTC prescreen guidelines apply to all lists.
Auto Prescreen Data
Identify prospects who are, based on their credit, in-market for a new or used car, ready for equity buyback, or near a lease termination. Ideal for dealer groups and credit unions.
- FICO Score
- Bankruptcy Eliminator
- Repossession Eliminator
- Current Delinquency Eliminator
- Auto Trade Current Status
- Refi Prospect Loan Opened Months Ago
- Approximate APR on Most Recent Auto Trade
- Auto Loan Paid %
- Lease Terminator Months Remaining
- And more…
FTC guidelines on prescreening apply. Launch via Firm Offer of Credit — mail or phone.
Consumer & Demographic Data
Over 210 million individuals — updated quarterly. Append demographic data to any prescreen list for richer targeting.
- check Exact Age
- check Household Income
- check Gender
- check Length of Residence
- check Homeowner Status
- check Home Value
- check Predictor Score
Mortgage Prescreen Data
Identify customers in-market for a new mortgage, refinanced mortgage, or equity loan. Supports FHA, VA, and conventional programs.
- check_circle FICO Score
- check_circle Most Recent Mortgage Date Open
- check_circle Conventional Mortgage Highest Balance
- check_circle FHA Mortgage Highest Balance
- check_circle VA Mortgage Highest Balance
- check_circle Home Equity Loan Current Balance
- check_circle And more…
- FHA VA Conventional
Bank Card Prescreen Data
Identify prospects for balance transfer or consumers with a propensity to open another credit card — based on precise credit qualifications and card indicators.
- Score and other credit criteria
- Credit Cards Aggregate Balance
- Balance of Bankcard Trade With Most Recent Date Opened
- Highest Credit Limit for Bankcard Trade
- Credit Limit of Bankcard Trade With Most Recent Date Opened
- Aggregate Payment Amount — All Open Credit Cards
FTC guidelines on prescreening apply.
Student Loan Prescreen Data
Identify prospects for student loan debt consolidation and refinancing. Target based on number of open or deferred loans, aggregate balance, and credit qualification.
- check FICO Score and Other Credit Criteria
- check Number of Open Student Loans
- check Number of Open and Deferred Student Loans
- check Aggregate Balance of All Open Student Loans
- check Approximate APR on Most Recent Open Student Loan
- check Most Recent Student Loan — Payoff Amount
- check Bank Card Trades With a Current Status of 2+ (last 3 months)
FTC compliance guidelines strictly applied. NCOA & CASS certified output.
Self-Service Intelligence
Access our proprietary "what-if" scenario engine to model counts and confirm targeting before you buy.
FCRA Compliant
All prescreen campaigns meet FCRA and FTC requirements, including a Firm Offer of Credit.
NCOA & CASS Certified
Every output file is NCOA and CASS certified for maximum deliverability.
Bureau Data
Drawn from all three national credit reporting agencies for the widest, most accurate coverage.
500+ Criteria Selects
Over 500 criteria selections available across Auto, Mortgage, Bank Card, Student Loan, and Consumer verticals.
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Turnkey creative, variable-data printing, and mailing from a G7 Master Printer — NCOA & CASS certified output.
Learn more arrow_forwardReady to Build Your Prescreen List?
Tell us your lending vertical, target region, and credit parameters. Our team will pull a count and distribution report — no commitment required.