RMA Data Plus
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Student Loan Lenders

Reach Borrowers Ready to Refinance or Consolidate Student Debt

RMA Data Plus provides student-loan lenders with a proprietary prescreen database that identifies credit-qualified borrowers — by region, credit score, open loan count, aggregate balance, and more. Position your refinance and debt-consolidation offers in front of the right audience before your competitors do.

shield FCRA-Compliant verified NCOA & CASS Certified tune Over 500 Criteria Selects groups 210M+ Demographic Records
verified Full-End Service Provider for the National Credit Reporting Agencies
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print G7 Master Printer Certified
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Proprietary Prospect Database

Pre-Approved Names for Student Loan Campaigns

RMA Data Plus has created a proprietary prospect database that allows student-loan lenders the opportunity to have quick access to credit- and demographic-qualified lists. Our system allows you to target by region, score, and credit criteria — then review count and distribution reports before committing to a campaign.

  • location_on Select by region — zip/radius around a branch, county, or custom geography
  • fact_check Credit criteria and FICO score range selection
  • bar_chart Dynamic counts by county, zip code, or score with distribution reports
  • download Available for additional cutbacks or download for review and approval
  • verified Final output files are NCOA & CASS certified
  • tune Self-service database with "what-if" scenario capabilities

FTC guidelines on prescreening apply.

Data analytics dashboard showing student loan credit score distributions and regional counts
Financial professional reviewing student loan refinance campaign data on a computer
Data Criteria

Over 500 Criteria Selects — Student Loan

Our proprietary database identifies student-loan prospects based on their current credit qualifications and loan profile — surfacing borrowers who are strong candidates for refinance or debt consolidation. Targeted campaigns can be built from these criteria selections:

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  • FICO Score and Other Credit Criteria
  • Number of Open Student Loans
  • Number of Open and Deferred Student Loans
  • Aggregate Balance of All Open Student Loans on File
  • Approximate APR on Most Recent Open Student Loan
  • Most Recent Student Loan — Payoff Amount
  • Bank Card Trades With a Current Status of 2+ (Reported Within Last 3 Months Since Newest Open Student Loan Was Opened)

And more — over 500 total criteria selects available.

Advanced biometric and demographic data analysis for targeted marketing campaigns
Demographic Targeting

Reach the Right Borrowers With Demographic Append

Beyond credit criteria, our demographic database — updated quarterly with over 210 million individuals — lets you layer in additional selects before campaign fulfillment. Demographic list selection with counts is available prior to fulfillment, so you approve exactly who you're mailing.

  • person Demographic append: age, income, residence, and more
  • list_alt Demographic list selection with counts prior to fulfillment
  • update Database updated quarterly with over 210 million individuals
  • local_post_office Launch via firm offer by mail or phone

FTC guidelines on prescreening apply. Final output files are NCOA & CASS certified.

Your Campaign, End to End

From List Selection to Campaign Delivery

01 tune

Select Your Criteria

Use our self-service "what-if" database to set region, FICO range, loan count, balance thresholds, and demographic filters. Review count and distribution reports before committing.

02 verified

Receive a Certified List

Your final output file is NCOA & CASS certified and FCRA-compliant. Demographic appends — age, income, and residence — are available to further refine your audience.

03 local_post_office

Launch Your Campaign

Deploy your qualified leads via a firm offer by direct mail or phone. Our G7 Master Printer handles full print fulfillment — from creative to the mailbox — if needed.

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Start Your Student Loan Refinance Campaign

Connect with our data specialists to run a count against our proprietary student-loan database. We will help you define the right criteria, review distribution, and launch a FCRA-compliant campaign.

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